Medicare Advantage Plans: Barstow, Victor Valley, Phelan and Wrightwood

Barstow Just Us Insurance has over 15 years of experience managing medicare advantage plans. No matter what your age or situation is he can help create a customized program that will meet your your needs. We are  independent agents who supports clients in Barstow, Apple Valley, Victorville and all communities in San Bernadino County.

To receive a No Cost Review – Call – 760-822-3385

  • TURNING 65 ?
  • NEW TO MEDICARE?
  • CONFUSED ABOUT YOUR MEDICARE OPTIONS?
  • WE CAN HELP!

Medicare Basic’s Overview – Click Here

Medicare Advantage Plans offer all of the benefits covered under Original Medicare and more. Also, most plans include  Medicare Part D Prescription drug coverage. To enroll in a plan, you must be eligible for Medicare Part A and B. You usually pay one monthly premium to the Medicare Advantage plan, if any, and continue to pay your Medicare Part B Premium, unless otherwise paid for under Medicaid or by another third party

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are health plans offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, the plan provides all your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.

Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.

Medicare Advantage Plans must follow rules set by Medicare. However, each plan can charge different out-of-pocket costs and have different rules for how you get services (like whether you need a referral to see a specialist or if you have to go to only doctors, facilities, or suppliers that belong to the plan).

Different Types of Medicare Advantage Plans

  • Health Maintenance Organization (HMO) Plans
  • Preferred Provider Organization (PPO) Plans
  • Private Fee-for-Service (PFFS) Plans
  • Dual Special Needs (SNP)
  • Chronic Special Needs Plans (SNP)